Peace of Mind Insurance For seniors in Western NC

Our independent insurance agents in the mountains of North Carolina have been serving individuals with their unique insurance needs since 1997. We work for you, not the carriers, to find the right plan that you need from Medicare Advantage plans, Medigap Plans, Prescription Drug Plans, Final Expense, and more. Contact one of our seven offices today to get peace of mind when it comes to your senior insurance options.

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I understand that by providing the information above, an agent from LifeStore Insurance may contact me regarding health plan options.

Products We Offer

Medicare Part A (Hospital Insurance), Medicare Part B (Medical Insurance), and typically Medicare Part D are all included in Medicare Advantage Plans, also known as Medicare Part C or MA Plans (Prescription Drug.) These private company-sold plans are a well-liked replacement for Original Medicare.

Private companies sell Medicare Supplement Plans, which help to supplement Original Medicare. These “Medigap” insurance plans can assist in covering some remaining medical expenses, such as supplies and services that Original Medicare may not cover. The “gaps” in Medicare coverage, which include expenses like copayments, coinsurance, and deductibles, are covered by Medicare Supplement Insurance.

Medicare Part D is an optional outpatient prescription medication coverage offered by private insurance to Medicare beneficiaries. Beneficiaries can sign up for either a Medicare Advantage Prescription Drug Plan (MA-PD) that covers all Medicare benefits, including prescription medications, or a stand-alone Prescription Drug Plan (PDP) to augment regular Medicare.

Life Insurance policies give your family a lump sum of money after your passing that could be used in a variety of ways. It could serve as a gift, a safeguarding of your family’s financial wellbeing if the passing was unexpected, or as a way to cover funeral costs. These plans are agreements between you and your provider and are in exchange for your monthly payments.

Medical expenses for sickness, accidents, and conditions are covered by health insurance. However, individual health insurance is something you choose and pay for on your own, unlike a plan offered by an employer. Health insurance may ease your mind, protect your way of life, and the physical and financial wellbeing of your family because accidents or health issues can occur at any time and medical costs can be considerable.

A contract between you and an insurance company, an annuity is designed to provide an income that is guaranteed for the rest of your life, and it’s tax-deferred. You make a payment (or payments) to an insurance company and, in return, they promise to grow that money and send you payments during retirement.

Did you know that the price of a funeral can range from $8,000 to $10,000? Final Expense Life Insurance can help with that. Final Expense Insurance, often known as burial insurance or funeral insurance, may be the correct choice for you if you’re seeking for insurance coverage that you can expressly utilize to pay for the real cost of your passing and funeral expenses.

If you have enrolled in Original Medicare (Parts A and B) you may have noticed that dental and vision care is not covered. There are dental and vision insurance plans that serve to fill in this gap left by Original Medicare. These supplemental insurance plans are affordable and contribute to the costs of oral and eye appointments and procedures.

The purpose of travel insurance is to provide protection from potential hazards and financial losses while traveling. The dangers might range from little annoyances like missed flight connections and delayed luggage to more serious problems like serious accidents or illnesses.

Featured Carriers

Meet Our Agents

Independent Insurance Agent NC

Alex Edmisten

SVP, Senior Benefits Advisor

Serving Ashe, Alleghany, Avery, Caldwell and Watauga Counties
Licensed in NC, SC, TN, VA, GA, FL

Independent Insurance Agent NC

Lori Osborn

CISR Elite
VP, Sparta Office Manager

Serving Alleghany, Surry, Wilkes and Yadkin Counties
Licensed in NC

Independent Insurance Agent NC

Christy Dellinger

AVP, Newland Office Manager

Serving Avery County
Licensed in NC

Becky Bateman

Senior Benefits Advisor

Serving Watauga County
Licensed in NC

Independent Insurance Agent NC

Jarrod Hughes

Senior Benefits Advisor

Serving Avery County
Licensed in NC

Jesse Miles

Senior Benefits Advisor

Serving Surry, Yadkin, Wilkes, Forsyth, Davie, Iredell, & Stokes Counties
Licensed in NC, TN, VA

Allison Powers

Life/Health/Annuity Account Manager

Kurt Ulrich

Senior Benefits Advisor

Serving Caldwell, Catawba and Burke Counties
Licensed in NC

Office Locations

206 S. Jefferson Ave., P.O. Box 825
West Jefferson, NC 28694

336.246.7297 Office
336.219.1186 Fax

Serving Ashe County

112 S Main St, P.O. Box 400
Sparta, NC 28675

336.372.7992 Office
336.372.3512 Fax

Serving Alleghany County

1675 Blowing Rock Rd.
Boone, NC 28607

828.264.8804 Office
828.262.0083 Fax

Serving Watauga County


102 W Main St.
Elkin, NC 28621

336.835.4060 Office
336.903.8333 Fax

Serving Surry, Yadkin Counties

148 NC 105 Ext. #204
Boone, NC 28607

828.264-2626 Office
828.264.8985 Fax

Serving Watauga County


324 Morganton Blvd SW
Lenoir, NC 28645

828.758.4453 Office
828.757.9206 Fax

Serving Caldwell County

151 Cranberry St.
Newland, NC 28657

828.737.0679 Office
828.733.3909 Fax

Serving Avery County

Contact Us

I understand that by providing the information above, an agent from LifeStore Insurance may contact me regarding health plan options.